Tag: money
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‘Buy Now, Pay Later’ built a delirious new culture of consumption — and trapped users in a vortex of debt. https://www.nytimes.com/2025/10/07/magazine/buy-now-pay-later-klarna-affirm-shopping.html more ›
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Why degrees depreciate, pensioners prosper, and private equity needs retail money https://www.exponentialview.co/p/the-great-value-inversion?utm_source=substack&utm_medium=email more ›
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EU finance ministers are racing to agree on the legal framework for a digital euro by the end of 2025, but thorny issues remain, from privacy and data protections to… more ›
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Instead of a 2-hour movie, watch this 10-minute video. The dean of valuation, Aswath Damodaran, with a masterclass on investing: https://substack.com/@marketsentiment/note/c-124631647?r=oj2p5 more ›
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In September 2021, when China banned all cryptocurrency-related activity, it reshaped an industry for which it had provided a haven. Miners scrambled into crypto-friendly Kazakhstan, propelling the country into world’s second-biggest Bitcoin production… more ›
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Digital wallets, for the uninitiated, are typically software-based online services that enable people to carry out electronic transactions with other people and businesses — some of the most popular wallets… more ›
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Sub-Saharan Africa is the most developed market for mobile money, accounting for two-thirds of global mobile money transactions in 2020. There is a huge opportunity to leverage this growing popularity to… more ›
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“Banks must be trusted to hold our money and transfer it electronically, but they lend it out in waves of credit bubbles with barely a fraction in reserve.” – Satoshi… more ›
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Imagine a river with two banks. On each side, there are different goods and different people. These people want to trade with each other in order to have more of… more ›
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For all the ways that this particular moment in the history of markets feels strangely futuristic — computer dollars buying cyberart on the digital marketplace! — the basic dynamic at… more ›